Terms of Service

By accessing or using RigCoverQuotes.com (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

Last updated: January 08, 2026

1. Nature of Service

RigCoverQuotes is a quote comparison service that connects users with licensed insurance providers and partners (such as SmartFinancial). We are not an insurance company, broker, or agent. We do not underwrite policies or guarantee quotes.

Quotes provided are estimates based on information you submit and are subject to verification by providers. Actual rates and coverage may vary.

2. Use of the Site

You agree to:

3. No Guarantees

We do not guarantee savings, approval, or availability of any insurance product. All quotes and decisions are made by third-party providers.

4. Third-Party Providers

Your information will be shared with licensed insurance providers to fulfill quote requests. Interactions with providers (phone calls, emails, applications) are governed by their terms and privacy policies.

5. Intellectual Property

The content on this Site is owned by RigCoverQuotes or its licensors and is protected by copyright and other laws. You may not reproduce or distribute content without permission.

6. Limitation of Liability

To the fullest extent permitted by law, RigCoverQuotes shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or services.

7. Changes to Terms

We may update these Terms from time to time. Continued use of the Site constitutes acceptance of changes.

8. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

9. Contact Us

If you have questions about these Terms, please contact us at: support@rigcoverquotes.com

Thank you for using RigCoverQuotes.